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	<title>Small Business Tips &#187; News</title>
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		<title>What Can You Expect From Certified Organic Skin Care Products?</title>
		<link>http://www.mysmallbusinesstips.com/news/what-can-you-expect-from-certified-organic-skin-care-products/</link>
		<comments>http://www.mysmallbusinesstips.com/news/what-can-you-expect-from-certified-organic-skin-care-products/#comments</comments>
		<pubDate>Thu, 29 Jul 2010 21:00:30 +0000</pubDate>
		<dc:creator>wwipdotcom</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.mysmallbusinesstips.com/?p=172</guid>
		<description><![CDATA[When you are thinking about buying organic skin care products, a fair question to ask is what you can expect from purchasing certified organic skin care products. What is it that makes it worth it to pay the extra money to purchase organic skin care products? What makes them so special? Are you really getting your [...]]]></description>
			<content:encoded><![CDATA[<p>When you are thinking about buying organic skin care products, a fair question to ask is what you can expect from purchasing <a href="http://www.kimberlyparry.com/">certified organic skin care</a> products. What is it that makes it worth it to pay the extra money to purchase organic skin care products? What makes them so special? Are you really getting your money&#8217;s worth? Again, these are fair questions to ask. When you are thinking of purchasing skin care products, you need to keep in mind two things. One, your skin is your largest organ. It is a living thing. Two, your skin ingests chemicals and hormones you spread on it. You may think little of the ingredients in your skin care products, but there are millions of women in America who are carrying hormones and chemicals around in their bodies that they have picked up from skin care products that are made from dangerous chemicals. Don&#8217;t do that to your body. Make sure that you are putting only the most all natural organic skin care products on your skin. Especially if you are nursing or expecting, you must consider the health of your child. Remember that you are going to be essentially &#8220;feeding&#8221; the ingredients of your skin care to your baby. You don&#8217;t want to be having your baby starting life off with a huge dose of hormones or chemicals. Buy only certified organic skin care products, and you will have peace of mind.</p>
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		<title>Why Information Technology Professionals Need Business Insurance Protection</title>
		<link>http://www.mysmallbusinesstips.com/finances/why-information-technology-professionals-need-business-insurance-protection/</link>
		<comments>http://www.mysmallbusinesstips.com/finances/why-information-technology-professionals-need-business-insurance-protection/#comments</comments>
		<pubDate>Sun, 15 Nov 2009 17:23:42 +0000</pubDate>
		<dc:creator>wwipdotcom</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.mysmallbusinesstips.com/?p=146</guid>
		<description><![CDATA[Is liability insurance important even if you&#8217;re an IT professional? Whatever kind of business you go into it is very important to have insurance plans.  If you are a computer technician you should make sure you purchase computer technician insurance so you are covered if something happens as you work. Today, we have a [...]]]></description>
			<content:encoded><![CDATA[<p>Is liability insurance important even if you&#8217;re an IT professional? Whatever kind of business you go into it is very important to have insurance plans.  If you are a computer technician you should make sure you purchase <a href="http://www.insurancefortechs.com/">computer technician insurance</a> so you are covered if something happens as you work. Today, we have a world that is complex, quick, and sometimes hazardous. You&#8217;d like to have liability insurance for the just in case, the hidden or the accidental side of the business end. You wouldn&#8217;t think having an identity could cause any harm, but today, you have a very big problem with identity, called identity theft that can bankrupt you over-night. But what is liability insurance? </p>
<p>General <a href="http://en.wikipedia.org/wiki/Liability_insurance">liability insurance</a> is covers damage , bodily damage, property damage, and medical coverage for a person who gets hurt on your property. Contractual liability, is very important to get in the IT, industry for it covers premise-lease, elevators, railroad deliveries or side track agreement, and license agreements for easements. Liability insurance compliments your technology professional liability insurance. If you&#8217;re an inventor and loves to tinker you will need the liability insurance for your safety as well as peace of mind. Check with your <a href="http://www.sadlerco.com/">trusted insurance agent</a> for all the different liability coverages for our State which are tax deductible too!</p>
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		</item>
		<item>
		<title>Age Appropriate Magic Shows For Entertainment</title>
		<link>http://www.mysmallbusinesstips.com/news/age-appropriate-magic-shows-for-entertainment/</link>
		<comments>http://www.mysmallbusinesstips.com/news/age-appropriate-magic-shows-for-entertainment/#comments</comments>
		<pubDate>Wed, 11 Nov 2009 01:11:27 +0000</pubDate>
		<dc:creator>wwipdotcom</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.mysmallbusinesstips.com/?p=142</guid>
		<description><![CDATA[All children from 3 to 103 love a good texas magic show. But what is right for a group of children of 3 to 5 may not be right for a sweet sixteen birthday. Very young children are easily frightened by overly made up clowns but they gravitate towards a magician in the traditional garb for [...]]]></description>
			<content:encoded><![CDATA[<p>All children from 3 to 103 love a good <a href="http://www.magicmaninfo.com/page359.html">texas magic show</a>. But what is right for a group of children of 3 to 5 may not be right for a sweet sixteen birthday. Very young children are easily frightened by overly made up clowns but they gravitate towards a <a href="http://en.wikipedia.org/wiki/Magician">magician</a> in the traditional garb for some reason. Pulling a rabbit out of a top hat works with these young people. But pulling a rabbit might seem lame to a group of teenagers who might also like magic shows even if they are acting too sophisticated for such fun. Teenagers love card tricks and slight of hand magic.<br />
Depending on the party giver&#8217;s budget, the magician can plan to entertain his audience with the simplest tricks that are mind bending or down right childish like pulling tissues out of someone&#8217;s nose.</p>
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		<item>
		<title>The Duties of a Surety Bond Company</title>
		<link>http://www.mysmallbusinesstips.com/news/the-duties-of-a-surety-bond-company/</link>
		<comments>http://www.mysmallbusinesstips.com/news/the-duties-of-a-surety-bond-company/#comments</comments>
		<pubDate>Sun, 01 Nov 2009 19:50:54 +0000</pubDate>
		<dc:creator>wwipdotcom</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.mysmallbusinesstips.com/?p=140</guid>
		<description><![CDATA[The company underwriter should obtain an in-depth knowledge about the principal’s entire business operations such as financial status, work-in-progress, experience, management capabilities etc. These details should be analyzed by the company before getting into contract. In case if the project fails in the middle the company should provide financial support to help the contractor, or [...]]]></description>
			<content:encoded><![CDATA[<p>The company <a href="http://en.wikipedia.org/wiki/Underwriting">underwriter</a> should obtain an in-depth knowledge about the principal’s entire business operations such as financial status, work-in-progress, experience, management capabilities etc. These details should be analyzed by the company before getting into contract. In case if the project fails in the middle the company should provide financial support to help the contractor, or appoint a new contractor, rebid the bond, or it should pay the cost of completion of the project as stated in the bond. Conclusion, <a href="http://www.bondsexpress.com/">surety bonds</a> are a valuable contract which provides security to customers throughout the project. All the three parties the contractor, customer and the surety company will gain profit if the contract is completed successfully.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Getting a State Approved Real Estate License In Texas</title>
		<link>http://www.mysmallbusinesstips.com/news/getting-a-state-approved-real-estate-license-in-texas/</link>
		<comments>http://www.mysmallbusinesstips.com/news/getting-a-state-approved-real-estate-license-in-texas/#comments</comments>
		<pubDate>Fri, 09 Oct 2009 18:18:42 +0000</pubDate>
		<dc:creator>wwipdotcom</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://www.mysmallbusinesstips.com/news/getting-a-state-approved-real-estate-license-in-texas/</guid>
		<description><![CDATA[A Texas real estate license opens many doors and can be easy to obtain. An interested party needs to fulfill the educational requirements, be a resident of the state of Texas and a citizen of the United States, as well as be at least eighteen years of age. The education process normally involves one-hundred-sixty hours [...]]]></description>
			<content:encoded><![CDATA[<p>A Texas real estate license opens many doors and can be easy to obtain. An interested party needs to fulfill the educational requirements, be a resident of the state of Texas and a citizen of the United States, as well as be at least eighteen years of age. The education process normally involves one-hundred-sixty hours of study which must be completed successfully prior to applying for the <a href="http://www.dre.ca.gov/">real estate license</a>. Many options from many schools are available to complete the classes, either online or in the classroom. Evidence of the successful completion of the courses must be supplied, normally through a transcript; a fee of thirty dollars is required for the verification of education completion. If the requirements are confirmed as fulfilled, the fee is good for one year to give the applicant time to apply for the real estate license. The Texas Real Estate Commission will verify the prior requirements are met by the applicant prior to the rest of the application process. The fee for applying for the license is ninety-seven, which must be paid when the application is submitted and is nonrefundable. Applying for the license can be done through mail, in person or online; please note if applying online the process is sped up. If the application is submitted via mail or in person and is incomplete, the Commission will not return the application but will send a letter asking for the additional information needed. The next step in the application process is the license examination. The applicant will receive a Candidate Information Brochure which acts as the registration for the exam. After the application is received by the Texas Real Estate Commission the examination must be passed within six months. The application authorizes the Commission to investigate the applicant and may be conducted at any time after the application is received. As of 2008, all new and renewing applicants are required to give fingerprints. Scholarships are available to the applicant through real estate brokers. The Scholarship form should be filled out and submitted with the application but is not necessary at the time of application. All real estate salespersons need to have a sponsoring <A HREF="http://www.celi-edu.com/">Texas real estate</A> broker with an active license to practice real estate. Applicants should note that practicing real estate without a license is not permitted until an active license is obtained. </p>
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		<item>
		<title>Product Liability Insurance &#8211; Because not everyone has common sense!</title>
		<link>http://www.mysmallbusinesstips.com/finances/product-liability-insurance-because-not-everyone-has-common-sense/</link>
		<comments>http://www.mysmallbusinesstips.com/finances/product-liability-insurance-because-not-everyone-has-common-sense/#comments</comments>
		<pubDate>Mon, 07 Sep 2009 20:43:02 +0000</pubDate>
		<dc:creator>wwipdotcom</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.mysmallbusinesstips.com/?p=119</guid>
		<description><![CDATA[There is no question about it: If you make or distribute a product, you must have product business liability insurance. You may feel that it is unlikely that your product might every hurt someone, or their property, and that there is no chance of a defect in your product. However, product liability insurance protects you from [...]]]></description>
			<content:encoded><![CDATA[<p>There is no question about it: If you make or distribute a product, you must have product <a href="http://www.products-liability-insurance.com/">business liability insurance</a>. You may feel that it is unlikely that your product might every hurt someone, or their property, and that there is no chance of a defect in your product. However, product <a href="http://www.mbda.gov/?section_id=5&amp;bucket_id=164&amp;content_id=2369&amp;well=entire_page">liability insurance</a> protects you from an element you can&#8217;t control: how people use your product. You can, in fact, be sued if someone is injured using your product in a way it was not intended, if you did not warn against that specific usage in your packaging. Take for example the “cat in the microwave” urban legend. This is a story in which a woman put her cat in the microwave in order to dry it off. The cat, of course, did not survive this. The story takes a wackier twist when she then sues the microwave company for not warning her that you should not use a microwave in this capacity; and she won! While this is a ridiculous tale, it is thought by many to be true, simply because that is exactly how product liability works. You simply cannot rely on the common sense of the general public.</p>
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		<item>
		<title>Why You Should Ask If Your Contractor Has A Surety Bond</title>
		<link>http://www.mysmallbusinesstips.com/finances/why-you-should-ask-if-your-contractor-has-a-surety-bond/</link>
		<comments>http://www.mysmallbusinesstips.com/finances/why-you-should-ask-if-your-contractor-has-a-surety-bond/#comments</comments>
		<pubDate>Sun, 30 Aug 2009 21:17:31 +0000</pubDate>
		<dc:creator>wwipdotcom</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.mysmallbusinesstips.com/?p=131</guid>
		<description><![CDATA[When you need something fixed, do you just point and pick one out of the local yellow pages book? If you make a few calls, be sure to ask if your hired helper or company has a surety bond. Doing this is one step you can take to pre-qualify the person or company that will [...]]]></description>
			<content:encoded><![CDATA[<p>When you need something fixed, do you just point and pick one out of the local yellow pages book? If you make a few calls, be sure to ask if your hired helper or company has a <a href="http://www.bondsexpress.com/">surety bond</a>. Doing this is one step you can take to pre-qualify the person or company that will do your repairs or work. In order to be bonded and get their surety bond, the person or business must provide proof of good credit, trustworthiness, good financial reports, and that they are reliable. It will provide some protection to the consumer against poor workmanship, fraud, shoddy products and non-performance.</p>
]]></content:encoded>
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		<item>
		<title>Merits of Product Liability Insurance</title>
		<link>http://www.mysmallbusinesstips.com/small-business-products/merits-of-product-liability-insurance/</link>
		<comments>http://www.mysmallbusinesstips.com/small-business-products/merits-of-product-liability-insurance/#comments</comments>
		<pubDate>Fri, 28 Aug 2009 19:29:16 +0000</pubDate>
		<dc:creator>wwipdotcom</dc:creator>
				<category><![CDATA[Business Products]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.mysmallbusinesstips.com/?p=116</guid>
		<description><![CDATA[Coverage called product liability insurance is one of the few insurance covers that are considered to be most vital in the commercial sector. This insurance product was specifically designed to target manufacturers, distributors and all related traders of fast moving consumer goods. This insurance cover is vital for the above stated business fraternity due to [...]]]></description>
			<content:encoded><![CDATA[<p>Coverage called <a href="http://www.business.com/directory/advertising_and_marketing/product_development_and_management/product_liability_insurance/">product liability</a> insurance is one of the few insurance covers that are considered to be most vital in the commercial sector. This insurance product was specifically designed to target manufacturers, distributors and all related traders of fast moving consumer goods. This insurance cover is vital for the above stated business fraternity due to the fact that it is designed to protect them and their business.</p>
<p>Product liability insurance <a href="http://www.products-liability-insurance.com/">products-liability-insurance.com</a> coverage is designed to protect the manufacturer, distributor and all related traders from taking liability for damages caused by use of a dealership product. In the event that a manufacturer or distributor or any related trader of a product is sued by a consumer of in court and is forced to meet the liability to pay for the damages caused, the insurer covers the payment on behalf of the above stated client.</p>
<p>This cover guarantees the commercial traders against incurring any financial handicap in the event that the above situation occurs. This kind of situation is likely to lead a commercial trader into turmoil, especially if the law suit demands that the consumer be paid a large sum of money. Such kind of a situation is likely to negatively affect the cash flow of the business and may lead to losses of financial crisis. But if the commercial trader had taken up Product Liability Insurance cover, there will be no need to worry. The commercial trader will just be on business as usual as the insurer settles the matter with the authorities and the suing consumer.</p>
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		<item>
		<title>Surety Bonds Provide Peace of Mind As a Consumer</title>
		<link>http://www.mysmallbusinesstips.com/finances/surety-bonds-provide-peace-of-mind-as-a-consumer/</link>
		<comments>http://www.mysmallbusinesstips.com/finances/surety-bonds-provide-peace-of-mind-as-a-consumer/#comments</comments>
		<pubDate>Tue, 11 Aug 2009 20:15:17 +0000</pubDate>
		<dc:creator>wwipdotcom</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.mysmallbusinesstips.com/?p=123</guid>
		<description><![CDATA[One should have the peace of mind knowing that service or product they have paid for is delivered to the utmost satisfaction. However, sometimes this it not the case and people are defrauded by a business because they do not deliver what was agreed upon. With this said, is there any form of protection for [...]]]></description>
			<content:encoded><![CDATA[<p>One should have the peace of mind knowing that service or product they have paid for is delivered to the utmost satisfaction. However, sometimes this it not the case and people are defrauded by a business because they do not deliver what was agreed upon. With this said, is there any form of protection for the customer? The answer is in <a href="http://www.bondsexpress.com/">surety bonds</a>. These bonds are can be obtained by businesses as a way to completely protect the customer from any form of fraud. When a consumer agrees upon a service or product from a company that has a surety bond financial policy, they can be assured they will receive what was paid for. </p>
<p>For example, should someone pay in advance for a service and the company goes out of business, the consumer can file a claim against the surety bond provider. This in turn will allow the customer to be fully covered for their losses. Not only is this a fantastic way to protect valuable customers but is a great way for businesses to market themselves as being fully reliable. Knowing a company has a surety bond will also allow the customer to know that the business has impeccable financial history giving them even more security in using their product or services.</p>
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		<title>Online Stores: Hire A Commercial Collection Agency for Past Due Accounts</title>
		<link>http://www.mysmallbusinesstips.com/business-tips/online-stores-hire-a-commercial-collection-agency-for-past-due-accounts/</link>
		<comments>http://www.mysmallbusinesstips.com/business-tips/online-stores-hire-a-commercial-collection-agency-for-past-due-accounts/#comments</comments>
		<pubDate>Sat, 20 Jun 2009 21:53:09 +0000</pubDate>
		<dc:creator>wwipdotcom</dc:creator>
				<category><![CDATA[Business Tips]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.mysmallbusinesstips.com/?p=84</guid>
		<description><![CDATA[Online stores who are in America with overdue accounts in America can hire a professional commercial collection agency to attempt to retrieve money for them. Commercial collection agencies normally charge a percentage of the money that they collect for their services, and at times also charge a monthly fee.
The place to hire the collection agency [...]]]></description>
			<content:encoded><![CDATA[<p>Online stores who are in America with overdue accounts in America can hire a professional <a href="http://www.burtcollect.com/">commercial collection agency</a> to attempt to retrieve money for them. Commercial collection agencies normally charge a percentage of the money that they collect for their services, and at times also charge a monthly fee.</p>
<p>The place to hire the collection agency is normally in the region that your debtor lives.  <a href="http://www.clla.org/">Commercial</a> collection agencies often know local deadbeats through prior collection problems and if you choose to hire a service in their neighborhood it can save both time and money. The time to hire an agency is instantly after the payments quit coming in.</p>
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